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Layoff Risk Compensation Calculator

A transparent expected-value comparison for safer and higher-pay job offers.

Private reflection

Start where you are.

Compare two job offers by estimating how layoff probability and time unemployed change their expected annual gross earnings.

Your answers stay in this browser unless you explicitly share a result link. This is a reflection aid, not a diagnosis or financial recommendation.

Safer job annual salaryGross annual salary before taxes and deductions.USDSafer job annual layoff probabilityEnter 1 for a one-percent annual chance.%Safer job unemployment monthsExpected unpaid time after a layoff.monthsHigher-pay job annual salaryGross annual salary before taxes and deductions.USDHigher-pay job annual layoff probabilityEnter 20 for a twenty-percent annual chance.%Higher-pay job unemployment monthsExpected unpaid time after a layoff.months

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Make the job-offer decision more complete

Save a decision prompt that brings benefits, savings, growth, and personal risk tolerance into the comparison.

Read the methodology, assumptions, and source notes